:root{--navy: #134e4a;--navy-mid: #1a5e59;--navy-light: #23706a;--gold: #e0813f;--gold-light: #f09a5c;--cream: #f3efe8;--cream-light: #faf7f2;--text-dark: #14302e;--text-muted: #4f6663;--text-light: #86a09c;--border: #dcd8ce;--green: #2e7d5a;--green-light: #e4f2eb;--radius: 4px;--radius-lg: 10px;--shadow: 0 2px 16px rgba(19,78,74,.1);--shadow-lg: 0 8px 40px rgba(19,78,74,.18);--page-pad: clamp(16px, 5vw, 60px)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px;-webkit-text-size-adjust:100%;text-size-adjust:100%}body{font-family:DM Sans,sans-serif;background:var(--cream-light);color:var(--text-dark);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;width:100%}img,video,canvas,svg{max-width:100%;display:block}input,select,textarea,button{font-family:inherit;font-size:max(16px,1em)}section{padding:clamp(48px,8vw,80px) var(--page-pad)}.section-inner{max-width:1100px;margin:0 auto;width:100%}.section-eyebrow{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:12px;display:flex;align-items:center;gap:10px}.section-eyebrow:before{content:"";display:block;width:22px;height:1px;background:var(--gold);flex-shrink:0}.section-title{font-family:"DM Serif Display",serif;font-size:clamp(1.65rem,4vw,2.6rem);line-height:1.18;color:var(--navy);letter-spacing:-.02em;margin-bottom:14px}.section-sub{font-size:clamp(.9rem,2vw,1rem);color:var(--text-muted);max-width:560px;line-height:1.7}@keyframes fadeUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes popIn{0%{opacity:0;transform:scale(.88)}to{opacity:1;transform:scale(1)}}.fade-up{animation:fadeUp .55s ease both}.fade-up-1{animation-delay:.1s}.fade-up-2{animation-delay:.22s}.fade-up-3{animation-delay:.34s}.fade-up-4{animation-delay:.46s}:root{--font-head:"Crimson Pro",serif;--font-body:"Karla",sans-serif;--radius:2px;--radius-lg:4px;--head-weight:600;--head-transform:none}body{font-family:var(--font-body)}h1,h2,h3,h4,.section-title{font-family:var(--font-head);font-weight:var(--head-weight)}.section-eyebrow{text-transform:uppercase}.card{background:transparent;border:none;border-bottom:1px solid var(--border);border-radius:0;padding-left:0!important;padding-right:0!important}.card:hover{background:transparent}.card{transition:box-shadow .25s,transform .25s,border-color .2s,background .2s}.container{max-width:1100px;margin:0 auto;width:100%}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 20px;border-radius:var(--radius);font-weight:600;font-size:.9rem;text-decoration:none;transition:background .2s,transform .15s,border-color .2s}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-light)}.btn-navy{background:var(--navy);color:var(--cream)}.btn-navy:hover{background:var(--navy-light)}.btn-outline{border:1.5px solid var(--navy);color:var(--navy);background:transparent}.btn-outline:hover{background:var(--navy);color:var(--cream)}.prose p{font-size:.97rem;color:var(--text-muted);line-height:1.8;margin-bottom:16px}.prose h2{font-size:clamp(1.4rem,3vw,1.9rem);color:var(--navy);margin:38px 0 14px}.prose h3{font-size:1.15rem;color:var(--navy);margin:26px 0 10px}.prose ul,.prose ol{margin:8px 0 18px 22px}.prose li{font-size:.95rem;color:var(--text-muted);line-height:1.7;margin-bottom:6px}.prose strong{color:var(--navy)}.prose a{color:var(--gold)}.table{width:100%;border-collapse:collapse;font-size:.88rem;margin:16px 0 24px;overflow-x:auto;display:block}.table th,.table td{padding:10px 12px;border:1px solid var(--border);text-align:left;vertical-align:top;color:var(--text-muted)}.table th{background:var(--cream);color:var(--navy);font-weight:600;white-space:nowrap}.callout{background:var(--cream);border-left:4px solid var(--gold);border-radius:var(--radius);padding:16px 20px;margin:20px 0}.callout p{margin:0;color:var(--text-dark);font-size:.93rem;line-height:1.7}.cash-cta-box{background:var(--navy)!important;border:none!important;border-top:5px solid var(--gold)!important;border-radius:var(--radius-lg)!important;padding:clamp(26px,5vw,40px) clamp(20px,5vw,40px)!important;margin:36px 0!important;text-align:center;box-shadow:var(--shadow-lg)}.cash-cta-box .cash-cta-h{font-family:var(--font-head)!important;font-weight:600!important;font-size:clamp(1.3rem,3.2vw,1.7rem)!important;line-height:1.25!important;color:var(--cream)!important;margin:0 0 10px!important;text-transform:none!important}.cash-cta-box .cash-cta-p{font-family:var(--font-body)!important;font-size:.95rem!important;color:color-mix(in srgb,var(--cream) 75%,transparent)!important;line-height:1.6!important;margin:0 auto 22px!important;max-width:520px}.cash-cta-box .cash-cta{display:inline-flex!important;align-items:center;justify-content:center;min-height:52px;padding:14px 30px!important;background:var(--gold)!important;color:var(--navy)!important;border-radius:var(--radius)!important;font-family:var(--font-body)!important;font-weight:700!important;font-size:1rem!important;text-decoration:none!important;border-bottom:none!important;transition:background .2s,transform .15s}.cash-cta-box .cash-cta:hover{background:var(--gold-light)!important;transform:translateY(-1px)}.cash-cta-box .cash-cta-note{font-size:.72rem!important;color:color-mix(in srgb,var(--cream) 50%,transparent)!important;margin:12px 0 0!important}@media (max-width:600px){.cash-cta-box .cash-cta{width:100%}}:root{--navy:#263f32;--navy-mid:#324e3e;--navy-light:#43634d;--gold:#bf885c;--gold-light:#e4b68b;--cream:#f1ecdf;--cream-light:#faf7ef;--text-dark:#293d32;--text-muted:#586257;--text-light:#68766c;--border:#d9dbcc;--radius:8px;--radius-lg:18px;--page-pad:clamp(22px,5vw,76px);--shadow:0 6px 25px #263f3208;--shadow-lg:0 15px 40px #263f3210}[id]{scroll-margin-top:105px}a,button,input,select{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #bd7949!important;outline-offset:5px}::selection{background:#d9dfc5;color:#263f32}.section-inner,.container{max-width:1200px}.section-title{font-size:clamp(2.3rem,4vw,3.6rem);font-weight:500;letter-spacing:-.035em}.section-eyebrow{color:#78553c;font-size:.68rem;letter-spacing:.15em}.section-eyebrow:before{display:none}section{padding-top:85px;padding-bottom:85px}.btn{border-radius:50px;padding:14px 24px}.text-link{color:var(--navy);font-size:.86rem;text-underline-offset:6px}.text-link span{margin-left:10px}#main-nav{height:86px;background:#faf7eff5;backdrop-filter:blur(15px);border-bottom:1px solid var(--border)}#main-nav .nav-logo{display:flex;align-items:center;gap:10px;font-size:1.3rem;line-height:.95}#main-nav .brand-name{color:var(--navy)}#main-nav .brand-name>span{display:block;color:var(--navy);font-style:italic;font-size:1.18rem;font-weight:500;margin-top:4px}#main-nav .nav-links{gap:22px}#main-nav .nav-links a{font-size:1rem;font-weight:700;text-transform:none;letter-spacing:.01em;opacity:1}.skip-link{position:fixed;top:-100px;left:20px;z-index:500;background:var(--cream-light);color:var(--navy);padding:12px}.skip-link:focus{top:10px}.seasonal-section .seasons-grid{gap:18px}.seasonal-section .season-card{background:transparent;border:0;border-top:2px solid #b6bda6;border-radius:0;padding:24px 0}.seasonal-section .season-card:after,.seasonal-section .season-card li:before{display:none}.seasonal-section .season-head{justify-content:space-between}.seasonal-section .season-head h3{font-size:1.9rem;font-style:italic}.season-count{font-size:.72rem;color:var(--text-muted)}.seasonal-section .season-card li{padding:12px 0;font-size:.85rem}.season-card label{display:flex;gap:10px;cursor:pointer;align-items:start}.season-card input{margin-top:4px;width:16px;height:16px;accent-color:var(--navy);flex-shrink:0}.season-card input:checked+span{text-decoration:line-through;opacity:.6}.calc-section .section-eyebrow{color:var(--gold-light)}.calc-section .calc-grid{grid-template-columns:1fr 1.1fr}.calc-section .calc-results{display:grid;grid-template-columns:1fr 1fr}.calc-section .result-card:first-child,.calc-section .cta-card{grid-column:1/-1}.calc-section .result-card{border:0;background:transparent;padding:22px 0;border-bottom:1px solid #ffffff24;border-radius:0}.calc-section .result-value{font-family:var(--font-head);font-size:2.6rem}.calc-section .result-card:first-child .result-value{font-size:4.6rem}.calc-section .cta-card{padding:22px;border-radius:12px}.calc-section .calc-inputs{padding:32px;border:1px solid #ffffff20}.calc-section .calc-disclaimer,.calc-section .result-sub{color:#c2ccbc}.calc-section .section-sub{color:#d0d6c8}.faq-section{background:#faf7ef!important}.faq-section .faq-item{border:0;border-bottom:1px solid var(--border);border-radius:0;margin:0}.faq-section .faq-q{padding:21px 0;font-size:1rem}.faq-section .faq-a,.faq-section .faq-item.open .faq-a{padding-left:0;padding-right:0}.faq-section .faq-category{margin-bottom:35px}.faq-section .faq-cat-title{color:#795339}.faq-section .faq-nav{top:110px}.glossary-section{background:#eeeede!important}.glossary-section .glossary-item{background:transparent;border:0;border-bottom:1px solid #cbd0bd;border-radius:0;padding:20px 0}.glossary-section .glossary-grid{column-gap:50px}.glossary-section .glossary-term{font-family:var(--font-head);font-size:1.3rem;font-weight:500}.glossary-section .glossary-def{font-size:.9rem}.bottom-banner{background:#e9dcc7!important;padding-top:65px!important;padding-bottom:65px!important}.bottom-banner:before{display:none}.bottom-banner h2{color:var(--navy)!important;font-size:2.7rem!important;font-weight:500}.bottom-banner p{color:var(--text-muted)!important}.bottom-banner .bb-eyebrow{color:#795339}.bottom-banner .bb-btn{background:var(--navy);color:var(--cream);border-radius:40px}footer{background:#21382d!important;padding-top:65px!important}footer .footer-inner{max-width:1200px}footer .footer-logo{font-size:1.8rem}footer .footer-brand p,footer .footer-col a{color:#c5cbbb}footer .footer-legal,footer .footer-copy,footer .footer-links a{color:#b6bfb1}footer .footer-legal strong,footer .footer-legal a{color:#d4dacb}footer .footer-col h5{color:#e4b68b}footer .footer-divider{background:#ffffff20}.blog-hero,.post-header{background:#e8ebdd!important}.blog-hero h1,.post-header h1{color:var(--navy)!important;font-size:clamp(2.8rem,5vw,4.5rem)!important;font-weight:500}.blog-hero p,.post-header .post-lede{color:var(--text-muted)!important}.blog-hero:after,.post-header:after{display:none!important}.blog-eyebrow,.post-tag{color:#795339!important}.post-meta{color:var(--text-muted)!important}.post-card,.featured-card{box-shadow:none!important;border:1px solid var(--border)}.prose a{color:#8c593e;text-underline-offset:3px}@media (max-width:1000px){#main-nav .nav-links{gap:13px}}@media (max-width:860px){#main-nav .nav-links{inset:86px 0 0}#main-nav .nav-links a{font-size:1.15rem;padding:17px var(--page-pad)}}@media (max-width:800px){section{padding-top:58px;padding-bottom:58px}.calc-section .calc-grid{grid-template-columns:1fr}}@media (max-width:480px){.calc-section .calc-results{grid-template-columns:1fr}.calc-section .result-card{grid-column:1}.bottom-banner h2{font-size:2.2rem!important}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}.resource-hero{padding:65px var(--page-pad) 70px;background:#e8ebdd}.resource-back{font-size:.75rem;color:var(--text-muted);text-decoration:none}.resource-hero h1{font-size:clamp(3.1rem,6vw,5.5rem);font-weight:500;line-height:1.02;letter-spacing:-.04em;margin:26px 0}.resource-hero h1 em{color:#795339;font-weight:400}.resource-hero p{max-width:640px;font-size:1.08rem;color:var(--text-muted)}.notes-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin:40px 0}.notes-grid article{border-top:1px solid var(--border);padding-top:20px}.note-number{font-size:.7rem;color:#795339}.notes-grid h3{font-size:1.6rem;margin:16px 0 12px}.notes-grid p{font-size:.95rem;color:var(--text-muted)}@media (max-width:700px){.notes-grid{grid-template-columns:1fr}.resource-hero{padding-top:40px;padding-bottom:45px}}[hidden]{display:none!important}.resource-search{display:block;max-width:600px;margin:28px 0 12px;font-size:.8rem;font-weight:600}.resource-search input{display:block;width:100%;margin-top:8px;padding:14px 18px;background:var(--cream-light);color:var(--navy);border:1px solid #aeb7a1;border-radius:8px}#term-count{font-size:.8rem;color:var(--text-muted)}@media (max-width: 860px){#main-nav{backdrop-filter:none;-webkit-backdrop-filter:none;background:var(--cream-light)}}